Get Into Asia is not a real estate business. But we do know the property market, can advise you on the best locations, and even help you close a purchase ensuring all the legal requirements are satisfied for your protection. Read our  FAQ here  for more information.

Lease or Purchase?

Will you lease or purchase your business property?

When you first set up your business in Thailand you will probably want to rent first. There is plenty of office space for rent in Bangkok and other locations. From ready-to-use offices to office space in prestigeous locations, we can help you find the ideal location.

When you are ready to buy or set up a long-term lease, we can act as your buyer's agent with local real estate agents. We never take commissions from any service providers we recommend. No matter what your final decision is, you can rely on us to guide you in the right direction and act only in your interests.

We can advise on the best way to structure your purchase to protect your interests. And we will recommend law firms specializing in real estate law to help you with contracts, property registration with the Land Department, and all the other details that you cannot afford to get wrong.

Mortgages

Although we do not provide mortgages, we can provide information on how to get one in Thailand. We also know foreign services that can help you leverage properties in your home country of other locations.

The following information is intended as a brief introduction to the complex process of applying for mortgages in Thailand.

Thai banks may be willing to grant a mortgage on your business premises, but under very strict guidelines. Some of these may include:

• You must live and work here and have a valid residence permit and work permit
• You must show that your income is sufficient to cover repayments, and that you have been paid a salary for a minimum length of time. You will have to present tax receipts for at least the last three years.
• It helps if you are married to a Thai with a well paying job.
• You should have a good personal relationship with your bank manager. He is the one who will make the decision, so make sure you cultivate good ties with him. Invite him out for dinner or drinks occasionally. Visit him at his office to discuss your business requirements whenever you can.
• If you and your Thai spouse have already bought a house or condominium, that will help.
• Some banks require a foreign borrower to deposit the equivalent amount of money into a bank account, which obviates the need to borrow. But borrowing while keeping the same amount in reserve may make sense for you.

As the pace of globalization increases daily it makes sense to leverage a property you already own back home to finance your new office or factory in Thailand. Some international lending institutions may offer an international mortgage. While we cannot recommend any, we do have connections with some companies that may be able to help you.

Getting an international mortgage may even enable you to use a Thailand property as collateral for another direct purchase here. It may even be possible to raise money with a 30-year amortization with interest-only payments, leaving you free to invest your money into your business while paying a bare minimum to service the mortgage.

When we meet we will discuss your requirements and then introduce you to the best service providers.

We never take commissions from any service providers we recommend. No matter what your final decision is, you can rely on us to guide you in the right direction and act only in your interests.

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